Rep. Jasmine Crockett warned Friday that millions of Americans are bracing for higher health care costs as Affordable Care Act subsidies are set to expire, accusing President Donald Trump and Republican lawmakers of having little interest in making coverage more affordable.

Speaking with host Chris Hayes on MS NOW, Crockett said rising costs are already squeezing her constituents, particularly seniors living on fixed incomes.

“But right now, as I go around, especially as I’ve been talking to my seniors, they are so very concerned because the cost of rent is going up and it seems like their checks aren’t going up,” Crockett said. “And people are really, really scared about what we know is about to happen as it relates to the health care cliff as well.”

She added that Republicans and the Trump administration appear unwilling to intervene as monthly premiums are poised to rise.

“And it seems like this administration, the Republicans, are not interested in doing anything to make health care more affordable in this country,” Crockett said.

The Texas Democrat said she has advised insured constituents to bypass partisan messaging altogether and instead contact their insurance providers directly to understand how much their premiums could increase once the subsidies expire.

“I’ve told people, don’t listen to the Democrats or the Republicans on this issue,” she said. “Call your insurance company and ask them what this is going to look like for you.”

Crockett has also warned that broader dysfunction in Washington could compound the problem. She previously said she believes the federal government will shut down again after Jan. 30, when the current spending package expires and Congress must pass new legislation to keep agencies funded. That package was signed into law by Trump after a record 43-day shutdown.

Earlier this week, Crockett said Republicans couldn’t “care less about doing what they’re supposed to do, which is to govern.”

After the government reopened in November, lawmakers failed to reach an agreement to extend enhanced Affordable Care Act subsidies that are set to expire at the end of 2025. Republicans have since attempted to advance their own health care legislation without addressing the looming expiration, fueling anxiety among enrollees.

There has been at least one sign of potential movement. Sen. Bill Cassidy (R-La.), chair of the Senate Health, Education, Labor and Pensions Committee, told The Hill this week that lawmakers are discussing a framework to temporarily extend the enhanced premium tax credits.

“There’s the outline of a deal to extend the enhanced premium tax credits for a period of time and to put in health savings accounts and give the enrollee the choice of which to take,” Cassidy said, adding that more details still need to be worked out.

Some moderate House Republicans could also push for a vote early next year to extend the tax credits, potentially forcing leadership to address the issue.

President Trump has offered mixed signals. He said last week that he could work with Democrats on health care and later said he plans to meet with major insurance executives to push for lower consumer prices as subsidies rise in 2026. The meeting could take place either in Florida or at the White House in January.

“I’m going to call in the insurance companies that are making so much money, and they have to make less, a lot less,” Trump said during an Oval Office announcement on drug prices. “I’m going to see if they get their price down.”

At the same time, Trump has already begun assigning blame ahead of the shutdown deadline. At a rally in North Carolina last week, he accused Democrats “beholden” to health insurance companies of being willing to shut down the government.

For Crockett, the stakes are immediate and personal for millions of Americans facing higher bills.

“This isn’t abstract,” she said. “People are scared — and they’re scared because they can see what’s coming.”